For Sale: 108-8-1052 Rat Bay Road, Lake of Bays, ON - REW
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$34,500
2 bd 1 ba 900 - 998 sf House
108-8-1052 Rat Bay Road
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$34,500

108-8 - 1052 Rat Bay RoadLake of Bays, ON, P1H 2J6

  • 2 Bed
  • 1 Bath
  • 900 - 998 Sqft
  • House

About this home

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own. (id:63626)
Listed by: SUSAN BROWN, Broker, Chestnut Park Real Estate

Home facts and features

Price details
List Price
$34,500
Strata Maintenance Fees
$427 Monthly
Home facts
Bedrooms
2
Full Bathrooms
1
Parking Spaces
4
Parking Details
No Garage
Property Type
House
Depth
Title
Condo/Strata
Style
Bungalow
Exterior Finish
Wood
Heating Type
Baseboard heaters, Propane
Cooling
Wall unit
Pool
Indoor Pool, In Ground Pool, Outdoor Pool
Features
Dry, Fireplace(s), Level, Rolling, Wooded area
Amenities
Party Room, Visitor Parking
Appliances
Water Heater
Agent details
Primary Agent
Primary Broker
Chestnut Park Real Estate
Listing details
Days on REW
943 Days
Property Views
69
MLS® Number
X10898413
Source
Canadian Real Estate Association
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Purchase Price
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25 Years
Interest Rate
3.99%

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Property Insights

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Listing data is subject to copyright, disclaimer, and additional requirements from the data provider. See our Terms of Use for terms applicable to this listing. Listing data was last updated on 2026-06-27.