For Sale: 20 Lloyd Street, St. Catharines, ON - REW
Boost your listing
Listing featured. Your listing will be featured on REW.
View featured placement
$399,900
2 bd 2 ba 700 - 1100 sf House
20 Lloyd Street
Street ViewDirections

20 Lloyd StreetSt. Catharines, ON, L2S 2N8

  • 2 Bed
  • 2 Bath
  • 700 - 1100 Sqft
  • House

About this home

Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package.
Listed by: Emily Barry, Salesperson, EXP REALTY

Home facts and features

Price details
List Price
Gross Taxes for 2025
$3,018
Home facts
Bedrooms
2
Full Bathrooms
2
Parking Spaces
1
Property Type
House
Lot Size
35 ft x 95 ft (3351 ft²)
Depth
95.01
Frontage
35.27
Year Built
100 - 2026 yrs old
Exterior Finish
Vinyl Siding
Heating Type
Forced Air, Gas
Cooling
Central Air
Basement Details
Full, Finished, Separate Entrance
Features
Fenced Yard, Hospital, Park, Public Transit, School, School Bus Route
Agent details
Primary Agent
Emily Barry
Primary Broker
EXP REALTY
Listing details
Days on REW
1 Day
MLS® Number
X13625886
Source
Toronto Real Estate Board
Is this your listing? Help it to stand out.

Mortgage Calculator

Estimated Payments
Purchase Price
Mortgage Total
Down Payment
Amortization
25 Years
Interest Rate
3.99%

Connect with our mortgage partner

REW Money

REW Money

REW Money

Connect with a mortgage expert

The displayed rates are provided as guidance only, are not guaranteed, or are to be considered an approval of credit. Approval will be based solely on your personal situation. You are encouraged to speak with a Mortgage Professional for the most accurate information and to determine your eligibility.

Property Insights

Edith Cavell Public School
  • Public
  • JK - 8
St Anthony Catholic Elementary School
  • Catholic
  • JK - 8
Westdale Public School
  • Public
  • JK - 8
Oakridge Public School
  • Public
  • JK - 8
Denis Morris Catholic High School
  • Catholic
  • 9 - 12
Power Glen School
  • Public
  • JK - 8
St Peter Catholic Elementary School
  • Catholic
  • JK - 8
Sir Winston Churchill Secondary School
  • Public
  • 9 - 12
St Nicholas Catholic Elementary School
  • Catholic
  • JK - 8
ÉÉC Immaculée-Conception
  • Catholic
  • JK - 8
School catchments and distances are intended to be used as reference only. To verify enrolment eligibility for a property, contact the school directly.Report Incorrect Info
Listing data is subject to copyright, disclaimer, and additional requirements from the data provider. See our Terms of Use for terms applicable to this listing. Listing data was last updated on 2026-07-31.
We use cookies and other technologies for functionality, security, and to provide you with a personalized experience on our online services. By continuing to use our online services, you agree to our Privacy Policy and Terms of Use. For information on how to adjust your privacy settings, visit our Cookie Policy.
Dismiss