For Sale: 20 Lloyd Street, St. Catharines, ON - REW
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$399,900
2 bd 2 ba 700 - 1100 sf House
20 Lloyd Street
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20 Lloyd StreetSt. Catharines, ON, L2S 2N8

  • 2 Bed
  • 2 Bath
  • 700 - 1100 Sqft
  • House

About this home

Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package.This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entrance-ideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)-offering peace of mind and true move-in ready living.Location is a standout feature-situated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access.Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential.An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhood-don't miss your chance!
Listed by: Emily Barry, Salesperson, EXP REALTY

Home facts and features

Price details
List Price
Gross Taxes for 2025
$3,018
Home facts
Bedrooms
2
Full Bathrooms
2
Parking Spaces
1
Property Type
House
Lot Size
35 ft x 95 ft (3351 ft²)
Depth
95.01
Frontage
35.27
Year Built
100 - 2026 yrs old
Exterior Finish
Vinyl Siding
Heating Type
Forced Air, Gas
Cooling
Central Air
Basement Details
Full, Finished, Separate Entrance
Features
Fenced Yard, Hospital, Park, Public Transit, School, School Bus Route
Agent details
Primary Agent
Emily Barry
Primary Broker
EXP REALTY
Listing details
Days on REW
32 Days
MLS® Number
X13085250
Source
Toronto Real Estate Board
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Estimated Payments
Purchase Price
Mortgage Total
Down Payment
Amortization
25 Years
Interest Rate
3.99%

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Property Insights

Edith Cavell Public School
  • Public
  • JK - 8
St Anthony Catholic Elementary School
  • Catholic
  • JK - 8
Westdale Public School
  • Public
  • JK - 8
Oakridge Public School
  • Public
  • JK - 8
Denis Morris Catholic High School
  • Catholic
  • 9 - 12
Power Glen School
  • Public
  • JK - 8
St Peter Catholic Elementary School
  • Catholic
  • JK - 8
Sir Winston Churchill Secondary School
  • Public
  • 9 - 12
St Nicholas Catholic Elementary School
  • Catholic
  • JK - 8
ÉÉC Immaculée-Conception
  • Catholic
  • JK - 8
School catchments and distances are intended to be used as reference only. To verify enrolment eligibility for a property, contact the school directly.Report Incorrect Info
Listing data is subject to copyright, disclaimer, and additional requirements from the data provider. See our Terms of Use for terms applicable to this listing. Listing data was last updated on 2026-06-06.