For Sale: 138 St. James Street S, Norfolk County, ON - REW
Boost your listing
Listing featured. Your listing will be featured on REW.
View featured placement
$949,000
4 bd • 3 ba • 2420 sf • House
138 St. James Street S
Street ViewDirections
$949,000
Get pre-approved

138 St. James Street SNorfolk County, ON, N0E 1Y0

  • 4 Bed
  • 3 Bath
  • 2420 Sqft
  • House

About this home

A rare offering in the heart of Waterford — this 1895 Victorian, architecturally updated in 1936, has been cared for by the same family for over two decades, and it shows in every detail. Solid brick construction, two classic covered porches, and mature, once-showcased gardens set the tone before you even step through the door. Inside, over 2,400 square feet unfolds across two storeys: a warm eat-in kitchen, a main floor office, a main floor 2-piece bathroom, and a formal dining room, all connected by rich hardwood floors, crown moulding, antique light fixtures, and etched and stained-glass details true to the home's era. The living room anchors it all with a gas fireplace and custom hardwood cabinetry, while a sunroom off the main level houses a hot tub — the perfect spot to unwind. Upstairs, 4 generous bedrooms include a primary suite with its own 3-piece ensuite, plus a second full bath serving the rest of the level. Outside, the 0.41-acre lot is a private retreat framed by trees, hedges, and fencing, complete with a gazebo, patio, and beautifully kept gardens. The detached double garage doubles as a coach house, with a generous sized entrance area below and a self-contained loft studio above — kitchenette, bed/sitting room, and 3-piece bath included, ideal for guests, extended family, or added income potential. Just a short walk from the Waterford ponds, boat launch, and the scenic Waterford Heritage Trail connecting to Port Dover and Brantford, with the Wishbone Brewery, antique market, and other local shops all close by, this is a home with character, history, and room to grow into — set in one of Norfolk County's most walkable small towns. And with Waterford perfectly located just a short drive to all major centres for shopping, entertainment, and employment, you get small-town charm without sacrificing convenience.
Listed by: Daryl Rainey, Progressive Realty Group Inc.

Home facts and features

Price details
List Price
$949,000
Get Pre-Approved
Gross Taxes for 2026
$6,285
Home facts
Bedrooms
4
Full Bathrooms
2
Partial Bathrooms
1
Parking Spaces
8
Parking Details
Garage Door Opener, Detached Garage, Asphalt
Property Type
House
Lot Size
107 ft x 169 ft (18100 ft²)
Depth
169.15
Frontage
107.0
Year Built
Built in 1895 (131 yrs old)
Style
Victorian
Heating Type
Gas Hot Water
Cooling
Ductless
Basement Details
Separate Entrance,Walk-Up Access,Full,Unfinished
Features
Carbon Monoxide Detector, Ceiling Fan(s), Central Vacuum, Gas, In Basement, In-law Floorplan, Landscaped, Lawn Sprinkler System, Living Room, Sink, Smoke Detector, Upgraded Insulation
Amenities
Hot Tub
Appliances
All Basement Furniture & Shelving Included. All Utility Room Furniture & Shelving Included., Built-in Microwave, Central Vac, Dishwasher, Dryer, Hot Water Tank Owned, Refrigerator, Stove, Washer, Window Coverings
Agent details
Primary Agent
Primary Broker
Progressive Realty Group Inc.
Listing details
Days on REW
47 Days
Property Views
11
MLS® Number
40856474
Source
Information Technology Systems Ontario
Board
Cornerstone Association of REALTORS®
Is this your listing? Help it to stand out.

Mortgage Calculator

Estimated Payments
Purchase Price
Mortgage Total
Down Payment
Amortization
25 Years
Interest Rate
3.99%

Connect with our mortgage partner

Frank Mortgage

Frank Mortgage

Canada's No Fee Mortgage Marketplace

Online mortgage broker offering quick and simple access to Canada's top lenders – compare rates and complete your mortgage in a secure online environment

Connect with a mortgage expert

Connect to a mortgage specialist

Frank Mortgage
Canada's No Fee Mortgage Marketplace

They will connect with you to understand where you are in your journey and how they can best guide you.

  • %
Name*
Email*
Phone*
Purchase City*
What best describes your current situation?
Loan Details
Amortization
Years
Mortgage Amount
Down Payment

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

By proceeding, you consent to receive communications using the methods provided, from REW.ca and our partners about your inquiry and other home-related matters to assist you in your search, but not as a condition of any purchase. Please note that our agent partners are not affiliated with REW Realty.

The displayed rates are provided as guidance only, are not guaranteed, or are to be considered an approval of credit. Approval will be based solely on your personal situation. You are encouraged to speak with a Mortgage Professional for the most accurate information and to determine your eligibility.

The displayed rates are provided as guidance only, are not guaranteed, or are to be considered an approval of credit. Approval will be based solely on your personal situation. You are encouraged to speak with a Mortgage Professional for the most accurate information and to determine your eligibility.

Property Insights

Waterford District High School
  • Public
  • 9 - 12
St. Bernard of Clairvaux School
  • Catholic
  • JK - 8
Waterford Public School
  • Public
  • JK - 8
School catchments and distances are intended to be used as reference only. To verify enrolment eligibility for a property, contact the school directly.Report Incorrect Info
Report Incorrect Info
Full Name*
Email*
Select School
Reason

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

By proceeding, you consent to receive communications using the methods provided, from REW.ca and our partners about your inquiry and other home-related matters to assist you in your search, but not as a condition of any purchase. Please note that our agent partners are not affiliated with REW Realty.
Thank You!
We really appreciate your help improving our home search experience. Our team will look into this issue as soon as possible.
Close

Cities near Norfolk County

Neighborhoods near Norfolk County

Listing data is subject to copyright, disclaimer, and additional requirements from the data provider. See our Terms of Use for terms applicable to this listing. Listing data was last updated on 2026-10-05.
Call Agent
Daryl Rainey
Phone:
(519) 427-8113
Cell:
519-427-8113
Office:
519-443-7704
Share this Property
Text Message
Share this Property
Recipient Email Address*
Your Name
Your Email Address*

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

By proceeding, you consent to receive communications using the methods provided, from REW.ca and our partners about your inquiry and other home-related matters to assist you in your search, but not as a condition of any purchase. Please note that our agent partners are not affiliated with REW Realty.
We use cookies and other technologies for functionality, security, and to provide you with a personalized experience on our online services. By continuing to use our online services, you agree to our Privacy Policy and Terms of Use. For information on how to adjust your privacy settings, visit our Cookie Policy.
Dismiss