Like many British Columbians, your home is likely your biggest investment. But keeping it protected with simple home maintenance often falls behind your busy lifestyle and other priorities.
The good news is that basic home maintenance does not require a lot of specialized skills, is cost effective and an excellent approach to protect against unexpected costs. Here are a few important tips to keep your home and family safe.
- Prevent the possibility of a fire hazard by keeping the dryer vent clean. Clean the lint filter every time you run your dryer and once a year slide the vent out and remove any lint buildup.
- Run an energy-efficient furnace by replacing filters at least every three months, especially for proper operation over winter. Dirty filters block airflow, lowering air quality and making it potentially dangerous to your family’s health. They also cause furnaces to work overtime, increasing energy bills and eventually to overheat, burn out and be replaced.
- Prevent mold by monitoring your home for condensation. Too much moisture indoors eventually poses a health risk, and if left untreated will rot woodwork. Examine your windows, checking for cracks or breaks in the seals that can easily be fixed.
- Guard against water damage by looking for signs of dripping and corrosion on exposed pipes around toilets, sinks and appliances. Leaking fixtures can often be fixed with simple replacement parts like O-rings, cartridges or flappers for leaky toilets. Leaks are easy to miss, but early repair avoids costly water damage.
- Make sure your gutters are clean and water run-off is unobstructed. At least once a year physically remove debris and build-up from your gutters and ensure your downpipes are clear. Blocked gutters and pipes can force water to back up and soak into roofs, walls and even the foundation.
Basic upkeep of your home protects your investment and it’s easy enough to do yourself. Learn more below about BCAA Home Insurance and how you can protect your home and valuables, and contact a BCAA Insurance Specialist who will be happy to assist you.
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BCAA: Award-Winning Service with Savings You Deserve
At BCAA, we know every home and every homeowner is different. That’s why our expert advisors take the time to get to know you better. We work with you to understand your needs and recommend the best, customized coverage for your specific situation.
As a member organization, we are focused on helping our members and our community. This means you can count on BCAA for honest and expert home insurance advice. We take pride in going the extra mile for our members and at BCAA we make it our business to make sure your most valued assets are protected. That’s why BCAA Home Insurance was ranked Highest in Customer Satisfaction among Home Insurers in Western Canada, three years in a row by J.D. Power*.
Members save up to 15 percent
Your BCAA Membership means you automatically save up to 15 percent on home insurance. Plus take advantage of additional savings such as:
- Up to $40 when you insure both your car and your home through BCAA
- Eligibility for a reduced $200 deductible for BCAA Members
- Up to 10 percent for making your home safe and secure
- BCAA’s claims free, new home and renovated home discounts
Locally based
As one of the largest writers of home insurance in BC, BCAA has been serving the insurance needs of BC homeowners and renters for more than 40 years. With 27 offices province-wide, we know that BC homeowners have unique needs that some national companies might not be familiar with. You can count on us for local knowledge and experience, regionally based home insurance advice. And in the event of a claim, you can depend on us for responsive and friendly service.
Home insurance is sold through BCAA Insurance Agency and underwritten by BCAA Insurance Corporation. The information provided in this marketing piece is intended to provide a product overview only. Complete terms, conditions and exclusions are detailed in the policy declaration and wording - click here.
* For more information on the J.D. Power award, visit bcaa.com/jdp
